Yale Insights: Should I Wait to Get A Loan? Many borrowers mistakenly believe they should wait for the Federal Reserve to officially lower interest rates before taking out long-term loans, hoping to secure lower rates. However, according to Yale Insights, research shows that long-term rates already reflect anticipated changes in short-term rates, so waiting might be unnecessary. This misconception can undermine the effectiveness of Fed policy, as borrowers rush to lock in rates before expected increases, inadvertently fueling inflation. Even sophisticated investors and corporate managers often make this error, assuming long-term rates will follow the path of short-term rate changes. « Previous Article Next Article » Share This Article Choose Your Platform: Facebook Twitter Google Plus Linkedin Related Posts Citi Analysts Eye $3,000 Mark for Gold READ MORE Treasury Yields Remain High Amid Growing U.S. Debt Concerns READ MORE Crude Retreats Below $83; U.S. Senate Targets Iranian Oil with New Sanctions READ MORE U.S. Jobless Claims Hit 11-Month High Amid Labor Market Volatility READ MORE Ukrainian Drones Strike Deep into Russia, Hitting Multiple Air Bases READ MORE Add a Comment Cancel replyYour email address will not be published. Required fields are marked *Name * Email * Save my name, email, and website in this browser for the next time I comment. Comment